Worked with a debt settlement company, but now have the $ to pay full amount. Which is better?

Several years ago, I was under-employed and drowning in credit card debt. I chose to go the debt settlement route. I was never comfortable with the process. Recently, I have come into a sum of money which can eliminate that full amount of debt with no settlements. Since my credit score [...]

I recently paid off my debt entirely through settlements and have a 520 credit score. When will it go up?

I settled for as little as 20% of the balances but settled all of them. Will paying them off with such little an amount affect me too? And how soon will my credit improve?

Bad Credit Debt Consolidation: Cures Your Repayment Tensions

Having excessive debts along with bad credit records is always dangerous. The outcome of such things will be that you will develop bad credit records and also the mental pressure on you will keep on increasing. Therefore, you should always practice [...]

Debt Settlements!?

What would be a good amount to offer the debt companies that are calling me to settle my accounts that are in collections some offer 50% savings and other a little more. When do I know its a good deal?